We offer customized loans to MSMEs who are Traders and Micro/ Small Business Enterprises at affordable rates and on easy payment terms. Generally the repayments are done monthly. Also weekly option is available.

The loan could be utilized for working capital needs, equipment purchase, office renovations, and purchasing stock in trade. Our sample customer list includes vegetable/ fruit/ flower vendors, autorickshaw drivers, Xerox shop owners, oil & jaggery shop owner and other MSMEs.

We make sure that our loan generates economic activity and the customer has regular cash flows for paying back the loan. Our loan size starts from Rs. 10,000 and the maximum cap per customer is Rs. 5 Lacs. Up to Rs. 50,000 we do not insist on securities.

Our aim is to serve the bottom of the pyramid and in turn make the proposition mutually beneficial. Financial inclusion and monetization of assets is a focus area for us.

Please call our branches and one of our associates will get in touch with you immediately.

NOTE: Conditions apply – Loans are at the sole discretion of Navarathna Financial services Ltd and subject to guidelines of RBI